Loan Calculator

Calculate the monthly payment and total interest on any fixed-rate loan.

About this tool

Works for auto loans, personal loans and student loans. Enter the amount, APR and term to see your monthly payment, total interest and a yearly breakdown.

Frequently asked questions

Does a longer term save money?

It lowers the monthly payment but increases the total interest paid.

Are the results exact?

They are estimates. Lender fees and rounding can change the final numbers.